23 April 2026
Is it time for your Once-in-a-Lifetime Home Transformation?
Unlock your Home’s True Potential this Spring!
Have you ever looked around your home and dreamed of what it could be?
That sun-drenched kitchen extension for family gatherings, the attic conversion that becomes a dedicated home office or the full-scale renovation that finally turns your house into your forever home.
These aren’t small changes. They are significant, life-enhancing projects that require careful planning and, importantly, the right financial partner. That’s where First Tech Credit Union comes in. Our Once-in-a-Lifetime Loan is designed specifically to help our members make those big dreams a reality.
What Could Your Once-in-a-Lifetime Loan Create?
- A Stunning Extension: Create the extra living space you’ve always wanted. Whether it’s a kitchen extension that invites natural light, an attic conversion, or a single or double storey extension, these not only increase space and functionality in your home but also modernise the layout and increase its value.
- A Complete Home Overhaul: Sometimes a total renovation is the best solution. This involves modernizing virtually all parts of a home from floors and walls to kitchen, bathroom and installations. By tackling everything at once, you can future-proof your home, making it more energy-efficient and potentially save costs in the long-run.
- A Granny Flat or Home Office: While a granny flat is perfect for ageing parents, it’s also ideal for adult children or as a guest suite for visitors. And a detached home office can be used not just as a separate work space but as a home gym, a hobby space or even a home theatre!
- The Kitchen of your Dreams: Are you dreaming of a spacious kitchen where family and friends can gather? Improve the layout by creating a more open-plan, functional flow, perhaps by knocking a wall into the dining room. A stylish, updated kitchen could involve incorporating a spacious island or installing modern units and worktops and integrated energy-efficient appliances.
Ready to Take the Next Step?
Transforming your home is a big decision and we’re here to make the financial part simple and stress-free.
Our Once in a Lifetime Loan comes with a competitive rate of just 5.9% APR*, easy repayment options and loan protection insurance at no extra cost.
Call us today on 01 642 7900.
**Lending Criteria Terms & Conditions Apply.
| *APR = Annual Percentage Rate. The Representative Example below is based on a typical APR. |
| Representative Example: A typical Once in a Lifetime Loan of €100,000 over a term of 10 years with an interest rate of 5.9% APR* would mean that you would make 120 monthly repayments of €1,100. The cost of credit would be €31,972 and the total amount repayable would be €131,972. |
| **Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. |
