31 July 2026
For the BIG plans that need a BIGGER solution
Check out our Once in a Lifetime Loan
We all have a ‘someday’ list – those big dreams and major projects we keep pushing to next year. We tell ourselves, ‘not now, maybe later’, waiting for the perfect moment which is always round the corner. Sometimes, a dream doesn’t have to stay a dream!
Our Once in a Lifetime Loan* is designed to turn your wishes into reality. With this loan, you can borrow from €50,000 to €120,000 at a competitive rate of 5.9% APR* to finally make it happen!
What Could Your Once-in-a-Lifetime Loan Fund?
- Major home improvement: A kitchen makeover, an extension, an energy upgrade or a full renovation.
- Life milestone: A wedding, a family milestone event or an ultra-premium, long-haul holiday.
- Big purchases: A luxury car, campervan, boat or some other big-ticket item.
- Long-term goals: Building a home office or funding a major project that improves day-to-day life.
See the benefits below:
- Competitive Interest Rate: First Tech’s Once in a Lifetime Loan comes with a competitive rate of just 9% APR*.
- Easy Repayment Options: that fit your budget, making it easier to manage your finances.
- Fast Approval Process: Our quick application process means you can start planning your project without delay.
- Loan Protection Insurance: at no extra cost.
Next Steps
A project or purchase of this size is a significant decision that requires careful planning and the right financial partner. That’s where First Tech Credit Union comes in. We’ll walk you through the details, discuss your options and ensure this loan fits perfectly into your long-term financial plans.
Your dreams are worth the investment and with our Once in a Lifetime Loan, you have the backing to make them a reality today. Call us today on 01 642 7900.
**Lending Criteria Terms & Conditions Apply.
| *APR = Annual Percentage Rate. The Representative Example below is based on a typical APR. |
Representative Example: A typical Once in a Lifetime Loan of €100,000 over a term of 10 years with an interest rate of 5.9% APR* would mean that you would make 120 monthly repayments of €1,100. The cost of credit would be €31,967 and the total amount repayable would be €131,967. |
**Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. |
