Car Loan
6.9% APR + loan protection insurance at no extra cost
Are you planning to buy your first car this year or upgrading to a newer model this year? If so, a Car Loan from First Tech Credit Union will help you get on the road!
With a Car Loan from First Tech, you will own your car from the outset and there are no hidden fees, balloon payments or mileage restrictions.
Loan Application Process
1
Become a Member
Join First Tech Credit Union and avail of numerous tailored benefits, outstanding customer service and amazing community of ICT employees.
2
Calculate your Loan
Estimate how much you could borrow and calculate your repayments: weekly, fortnightly or monthly using our online calculator.
3
Apply for Loan Online
Start your application: You can apply for a loan with us online, over the phone or in person at our office in Dawson St, Dublin 2
4
Sit Back and Relax!
Loan decisions are made quickly, and the funds can be transferred directly to your bank account.
Loan Calculator
Maximum Loan Term :
6.9%
6.9%
6.9%
*APR = Annual Percentage Rate. The Representative Example below is based on a typical APR. This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
Representative Example
A typical Car Loan of €25,000 over a term of 5 years with an interest rate of 6.9% APR. 60 monthly repayments of €491. The cost of credit would be €4,480 and the total amount repayable would be €29,480.
Terms & Conditions
Terms & Conditions apply. Loans are subject to approval. First Tech Credit Union is regulated by the Central Bank of Ireland.
Warning
If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.
Once you have activated your membership, the simplest way to apply for a loan is online. Apply Now.
You can also download an application form and once completed, it can be posted to First Tech Credit Union, 55 Dawson Street, Dublin 2, X449. Alternatively, if you would like to discuss your loan application, feel free to drop into our branch, where we can answer any questions you may have.
You can also call our Lending Team for advice or for further information on 01 642 7900
- 3 most recent payslips
- Up to date bank statement showing previous 3 months regular income and outgoings
- If moving a loan to us we need an up to date loan statement showing the loan balance
- For loan amounts over €50,000, evidence of quotes will be required.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future
Ready to Apply?
If you're looking for a loan for something big or small and you work in the ICT sector, we offer a wide range of loan products that come with manageable repayment options, and no hidden costs or additional fees!
- Become a Member at First Tech Credit Union
- Apply Online, In-Person or Over the Phone
- Submit the Required Documentation
- Sit Back and Relax!
