About Us

First Tech Credit Union

First Tech Credit Union is the dedicated credit union for employees working in the Information and Communications Technology (ICT) sector. First Tech is one of the largest credit unions in Ireland, delivering financial services to members for over sixty years. Like other credit unions, we are member-owed and not for profit

Our Common Bond

The Common Bond is a term referenced by the Central Bank of Ireland, which in simple language is an explanation of who and under what circumstances a person is eligible to become a member of First Tech Credit Union.

Who can Join?

To become a member of First Tech Credit Union, you must be a permanent, continuous, contract or retired employee in the Information and Communications Technology (ICT) sector. Within ICT, we accept applicants from newer sectors of technology such as Fintech, Medtech, AI and others.
or
You are a direct family connection to an existing member.

First Tech Credit Union Background

First Tech Credit Union Ltd. was established in 1961. It was originally called the Civil Service Credit Union and later became the Telecom Eireann employees credit union and then ESCCU. In 2015, following a period of expansion, the Central Bank extended ESCCU’s membership remit to include all employees in the ICT sector. It was renamed First Tech Credit Union in 2020. It is the only credit union dedicated to serving the financial services needs of employees in this sector.

First Tech and the ICT Sector

In recent years, First Tech has grown its membership to over 16,000. It has built strong relationships with many companies across the ICT sector, from multi-nationals to SMEs, working with these companies and their employees to provide information and advice on First Tech’s services. These members value the personal and trustworthy service First Tech provides every day.

First Tech and the Credit Union Movement

First Tech Credit Union operates according to the principles of the credit union movement. It is member-owned with all members being part-owners of the credit union and having a say in how the credit union operates and decides its priorities. It is a not-for-profit financial organization with all profits being returned to members in the form of reduced fees, lower loan rates and attractive dividends. It is overseen by a volunteer Board of Directors, appointed at the AGM, who oversee the operations of the credit union. The day-to-day management is conducted by a team of dedicated employees who are happy to assist with any queries or advice relating to our loans and financial services.

First Tech Credit Union is regulated by the Central Bank of Ireland.

Member Benefits

FREE online 24/7 access to your account

Low interest rates on loans

Refinancing of existing loans at competitive rate

Secure mobile app to view balances and transactions

Quality member service

No transaction fees on Share or Deposit account

Convenient payroll deduction option available

Savings may attract dividend

Death benefit, life savings and loan protection insurance

Nationwide service

Family members at same address can join

Digital when you want it, Human when you need it

Why Join Us?

What we can do for you.

  • Ireland's dedicated credit union for the information, communication and technology sector
  • Over 60 years' experience helping and advising members improve their financial wellness
  • Offer loan rates designed to suit your individual needs
  • Online access to accounts 24/7
  • Offer free financial advice
  • Member Death Benefit Insurance option available
  • When you call us you speak to a person

Not a Member? No Problem...

To become a member of First Tech, you must work in the ICT (Information & Communications Technology) sector or be a direct family relation of another person who is currently a member of the credit union.